VA Loans

Our VA Loans Bay Area offfers no-down-payment loan option which was created especially for qualified veterans, service members and their spouses.

Who VA Loans Are Best For?

VA loans are more affordable option for qualified veterans, service members, and their spouses. Read more about our VA Loans Bay Area and other benefits below.

How does it work? 

Our VA Loans Bay Area are backed, or guaranteed, by the Department of Veterans Affairs. There are different loan types with fixed or adjustable interest rates, and a range of loan terms.

What you need to qualify?

  • A Certificate of Eligibility
    • The VA will issue you a Certificate of Eligibility if you meet their guidelines for type and length of service.
    • If you don’t have one already, our VA Loans Bay Area team can apply for your Certificate of Eligibility for you.
  • A minimum FICO® Score of 620.
  • A debt-to-income ratio (DTI) of no more than 60%
  • Money to cover the funding fee charged by the VA. This may be rolled into your loan.

Benefits

– You may not need a down payment.
– You can qualify with a lower credit score and more debt compared to conventional loans.
– You won’t need to pay mortgage insurance.
– You can use your VA loan benefit more than once – if you sell your home or pay off your mortgage, you can get another VA loan.
– If you currently have a VA loan, you can refinance up to 100% of your home’s value to get cash out assistance from our VA Loans Bay Area team.

call us to get a free quote

(+1) 650 430 7299

Have any Questions?
Call us Today!

(+1) 650 430 7299

About Our Company

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